Closed beta · test money only
Send money home.Naira when they choose.
Send euros from Ireland. Your family holds digital dollars until they want naira.
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EURSending money home usually means…
- Arriving
- Can take days
- Fees
- Hard to see
- Rate
- One you didn't choose
- Holding it
- Straight into naira
With Kobo…
- Arriving
- Not measured yet
- Fees
- Shown before you confirm
- Rate
- They choose when to change
- Holding it
- Waits in digital dollars
How Kobo works
- In Ireland
You send euros
See the fee before you confirm.
- On the way
It stays in digital dollars
Not naira until they say so.
- In Nigeria
They choose when it's naira
It waits in their own Kobo account.
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- Request Ask for money with a link.
- Track See where every transfer is.
- Approve Nothing moves until you confirm.
Digital dollars are USDC on Solana, designed to stay worth one US dollar.
Why we built Kobo
- The problem
- Our parents' money took days to land, lost some to fees, then lost more as the naira fell.
- What we built
- Kobo lets your family hold digital dollars until they choose naira.
- Why us
- We lived this. Kobo is what we wished they'd had.
Roadmap
Where we are now
- Now
Sandbox
Sandbox means test money with no real value. We check every step before real money moves.
- Next
First testers
People from the waitlist try Kobo first.
- Later
Open in Ireland
More people in Ireland can send to family in Nigeria.
- After that
Built with you
We add what testers ask for most.
Join the waitlist to be first in line.
Get in early.
Sending, receiving or just cheering us on, anyone can join. Our first testers come from this list.
Questions
What is Kobo?
An app for sending money from Ireland to family in Nigeria. They hold it in digital dollars and change it to naira when they choose. Kobo is not a bank, and you don't need to know anything about crypto.
When will it be out?
We're in sandbox now, using test money. Our first testers come from the waitlist.
What is the waitlist for?
It saves your place. Our first testers come from this list.
How do I use Kobo?
Pick who you're sending to, enter an amount in euro, check the fee and confirm.
What does my family need?
Their own Kobo account. They sign up with their email, then you can send to them.
What does it cost?
Prices aren't set yet. You'll see the fee before you confirm. Nobody pays during the beta.
Want to help us build?
It goes straight to the founders.